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Finance · Personal finance

Plan, Save, Buy: Your Guide to Major Purchases

A practical, step-by-step course to help you set a savings goal, choose the right account, and stay motivated until you make that big purchase – whether it's a car, holiday, or home deposit.

45 min3 modulesBeginner friendly
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Free to take. This course does not use any Learning Credits.

What you’ll be able to do

By the end of this course, you will be able to create a personalised savings plan for a major purchase, select a suitable savings account, and apply simple strategies to reach your target on time.

Course outline

A clear route from first principles to practical confidence

  1. 01

    Module 1: Setting Your Goal and Timeline

    • What counts as a 'major purchase'? Examples and your own goal
    • Working out the real cost: price, fees, and hidden extras
    • Choosing a realistic timeline: balancing speed with your budget
  2. 02

    Module 2: Choosing the Right Savings Tools

    • Savings accounts explained: easy access, ISAs, and regular savers
    • How to automate your savings: standing orders and rounding-up apps
    • Avoiding common pitfalls: fees, withdrawal limits, and interest rates
  3. 03

    Module 3: Staying on Track and Making It Happen

    • Tracking your progress: simple spreadsheets, apps, or a wall chart
    • Dealing with setbacks: what to do if you miss a payment or costs rise
    • Celebrating success: final checks before you buy and what to do next