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Finance · Personal finance

Teens and Cash: A Practical Guide to Money Skills

Help the teenagers in your life build confidence with money. This short course gives you simple, effective ways to teach budgeting, saving, and smart spending to young people aged 13–18.

45 min3 modulesBeginner friendly
Start this free course

Free to take. This course does not use any Learning Credits.

What you’ll be able to do

By the end of this course, you will be able to plan and deliver three engaging sessions that help teenagers understand budgeting, saving, and making informed spending choices.

Course outline

A clear route from first principles to practical confidence

  1. 01

    Starting the Money Conversation

    • Why money matters: linking values to spending
    • Needs versus wants: a simple sorting activity
    • Opening up: how to talk about money without awkwardness
  2. 02

    Budgeting and Saving Made Simple

    • The 50/30/20 rule for teens
    • Setting a savings goal that sticks
    • Using apps and jars: practical budgeting tools
  3. 03

    Smart Spending and Real-World Choices

    • Comparing prices and spotting deals
    • The true cost of 'buy now, pay later'
    • Role-play: planning a small purchase or event